Yes David ... sort of. We had a similar "black box" in our ambulances n Richmond. It monitored your diving habits; speed, acceleration, braking, turning (lateral g's) and backing without a spotter (outside pushbutton when in reverse). We all found it very intrusive and it was used to "score" us as drivers. Too many violations and we had to go back to driving school and in extreme cases, were fired.

I too have State Farm and have had for 30+ years. They made the same offer and I declined. I would not do it for 1% or for 20%. At 50% I would have to think about it.

My advice is to decline. I don't want them looking over my shoulder whenever I drive. On the flip side, lets say you are on the aggressive side as a driver. Are they justified then in raising your rates 1%, 20% or 50% ?

As a quick dig on the way out, your posts betray you as a pro-government type. Maybe you would like this as a forcing function to make you a better person.