A piece of information I left out, the car is appraised by three independent appraisers and there is a value insured. And, as I improve the car, which is hard to do because of its great condition, I would need to update the appraisal.

The biggest improvement work now would be with the engine. It runs great so I don't feel that is necessary. Anything else at this point is maintenence.
Because the car is so much fun to drive we do use it a lot when the roads aren't salted.

Jim W.

just browsin over what "qualifys" with haggerty as a classic car. i doubt that they would even insure an old benz. Look under "do i qualify"

"It use to be said that any vehicle 25 years old or older was considered collectible. Today, however, this is not the case. Automakers' production numbers significantly increased in the 1970's and quality standards fell as many manufacturers rushed to bring vehicles to market. Because of this increase in production, we still see many 1970's and early 80's vehicles driven daily today that are not collectible. However, there are many vehicles from this time period that are collectible because of there desirable characteristics."

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1983 Euro 240D 277K
2016 Mazda 6
Coming Soon, 2013 Mercedes E350 Bluetec
Formers:
2012- Mazda 3
2007 Outlander- complete pile
1995 E300 Diesel 208K
2007 VW Passat 2.0T 63K SOLD
2003 Jaguar X-type 3.0 Sport Sold 04/11 w/88K
2009 Lexus RX350 9061 miles. Sold 04/09
2008 Mitsubishi Lancer GTS:Totaled Sept.,09 @ 24,000
2003 Infiniti I35 58K Sold
1984 300 turbo diesel 222K

It is up to the underwriter as to what qualifies as classic or not. Even if your car doesn't fall into the category of classic or antique they can insure it as "exotic" which is how they categorized my 560SL. It costs more than "classic" insurance but still about 50% of what standard insurance costs. My '84 300CD is "classic" and my '64 is "antique". Those are dirt cheap to insure. The bottom line is that they will insure just about anything as long as it is not your daily driver.

As far as agreed value, they have never asked for as much as an appraisal from me, and basically I think that as long as your car is worth less than $20K they will look at the photos and agree to whatever value you place on it, assuming it is reasonably realistic. None of my cars are "super high value" so they accepted what my opinion of value was without any further documentation.

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Marty D.

2013 C300 4Matic
1984 BMW 733i
2013 Lincoln MKz

I have my 81 300D insured at Hagerty for over a year now. That along with my 1966 Triumph Bonneville bike cost only $110/ yr. Some restrictions -garage etc. but for these vehicles it works for me. My regular carrier-Liberty Mutual would charge me 3X that for liability only on the benz. They wouldn't know how to handle the vehicles value for collision etc.

my father has his insurance thru Commerce Ins on both his MB's AGreed upon value after appraisal Appraisal every year is required on cars driven over 5000 miles every 2 years on under 5000 miles Both cars are listed as daily drivers

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commercial fisherman diesel in my blood in my boats trucks and Dear old Dad has had me drivin them since i got my first license in 1968
1986 300 SDL 427654
1999 Chevy Crew Cab Dually 225423
1986 300 SDL 287000 Dad's
1987 190 Turbo 158000 Mom's (my inheritance)

[QUOTE=stcbenz83;1456787]just browsin over what "qualifys" with haggerty as a classic car. i doubt that they would even insure an old benz. Look under "do i qualify"

As I said a few posts back, I've had our two "keepers" insured with Hagerty for the last couple of years. I haven't had to use it but it was no problem to get, my regular insurance agent offered to save me some $ and set me up with Hagerty. Its a BIG savings

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1985 Euro 240D 5 spd 140K
1979 240D 5 spd, 40K on engine rebuild
1994 Dodge/Cummins, 5 spd, 121K
1964 Allice Chalmers D15 tractor
2014 Kubota L3800 tractor
1964 VW bug

"Lifes too short to drive a boring car"