Any people here self employed? What do you do about health insurance? I am looking at Blue Choice HMO, it is about $430 a month for myself and family and has vision & dental. What do you have?

A really, really sore a$$, every time I think about it...

Blue Choice here, $399 mo it's not too bad, no prescription coverage and 30% co-pay and $1000 deductible.

But here's the good part, the provider charges you the Blue Cross contract rate which is usually about 70-80% of the bill so the fee's are very little. It cost us $112 to deliver a baby....not bad. I'm covered by the VA but I still use BC for in town stuff and let the VA handle my service connected problems.

We paid $920 out of pocket for a couple years because it's hard to get coverage with pre-existing conditions so $399 isn't too bad. If you don't have any pre-existing conditions check out the National Association for the Self Employed program it works and they pay.

I am not self employed but for perspective my wifes PPO plan costs the two of us $400 a month. The Blue cross plan seems quite reasonible for a self employed person

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Proud owner of ....
1971 280SE W108
1979 300SD W116
1983 300D W123
1975 Ironhead Sportster chopper
1987 GMC 3/4 ton 4X4 Diesel
1989 Honda Civic (Heavily modified)
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"He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you." - Friedrich Nietzsche

Thank you for your help!

I'm self employed but its still Blue Cross, just for me alone its a lot less expensive (obviously). Still scary-spent a lot of time uncovered.