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#1
05-16-2007, 08:52 PM
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Car insurance for an 18 year old.......
HELP!
I need to get my son(18) off my policy and into his own. My rates are going to be outrageous soon. Anyone have any suggestions on how to save some $$$$$. HE has a 92 nissan sentra and they want almost 2000 per year for liability. Sheeeeet! Thanks
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Enough about me, how are you doing? 
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#3
05-16-2007, 09:23 PM
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I was at $2,400 at the peak, now I'm down to $1,800. My record is spotless too.
It sucks, if he gets his own policy it will probably be $3k per year. Not much he can do about it. The interesting part is it only cost me like $30 more a month to add the 300SD when I had it. But I know I am paying a few hundred a year more just because its a MB.
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1969 280SE 2027 Ram 1500 2026 Genesis GV70 2007 Tiara 3200 1988 Egg Harbor 37 1981 Boston Whaler 17
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#4
05-16-2007, 09:43 PM
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He will be going to a local comm college in september.
I was thinking of changing his dl to our house in central florida where the rates are much much cheaper. So cheap(65% less) I am tempted..... 
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Enough about me, how are you doing?
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#5
05-16-2007, 11:04 PM
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Heh...I was going to suggest moving to Arcadia.
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It is a truism that almost any sect, cult, or religion will legislate its creed into law if it acquires the political power to do so. Robert A. Heinlein 09 Jetta TDI 1985 300D
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#6
05-17-2007, 08:03 AM
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Quote:
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#7
05-17-2007, 08:31 AM
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Pls elaborate.
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Enough about me, how are you doing?
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#9
05-17-2007, 08:37 AM
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Plantman I know the feeling. I have 17 and 19 yr old sons. My total insurance bill for 6 months is $3700. Thats the cheapest I could find. AIG insurance company.
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--------------------------- No matter how many times you explain it to me, I'm still right.....Surf-n-Turf
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#11
05-17-2007, 12:11 PM
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Did he attend driving school? Up here, that saves on rates, but you have to pay the school fee, so not sure how it balances out.
Car alarms usually give 10% off, as do multiple vehicles. But like others have stated, not much you can do about an 18yr male WRT insurance rates, other than pay up.
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Chris 2007 E550 4Matic - 61,000 Km - Iridium Silver, black leather, Sport package, Premium 2 package 2007 GL450 4Matic - 62,000 Km - Obsidian Black Metallic, black leather, all options 1998 E430 - sold 1989 300E - 333,000 Km - sold 1977 280E - sold 1971 250 - retired "And a frign hat. They gave me a hat at the annual benefits meeting. I said. how does this benefit me. I dont have anything from the company.. So they gave me a hat." - TheDon
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#12
05-17-2007, 12:50 PM
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Quote:
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"It's normal for these things to empty your wallet and break your heart in the process." 2012 SLK 350 1987 420 SEL
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#13
05-17-2007, 12:51 PM
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#14
05-17-2007, 01:23 PM
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Varies by state
Quote:
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" We have nothing to fear but the main stream media itself . . . ."- Adapted from Franklin D Roosevelt for the 21st century  OBK #55 1998 Lincoln Continental - Sold Max 1984 300TD 285,000 miles - Sold The Dee8gonator 1987 560SEC 196,000 miles - Sold Orgasmatron - 2006 CLS500 90,000 miles 2002 C320 Wagon 122,000 miles 2016 AMG GTS 12,000 miles
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#15
05-17-2007, 01:38 PM
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cover his car in nerf and get a 5 point seat belt system as well as air bags on every surface.. it should go down 5$
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