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#1
07-05-2007, 02:01 PM
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Do you use Esurance?
i thought it was a good idea to go with esurance, and have learned a valuable lesson in doing so. i thought how convenient, able to do all online. well i bought the policy on 05-31-2007 inorder to qualify for a vehicle loan. had to have full coverage incase of an accident. so i paid received all my documents id cards etc..
well as some of you may know, i had an accident on 06-27-07, i submitted a claim and was told my policy was inactive and set to begin on 07-01-2007, they went so far as to tell me this is the date i selected!! i explained i never would have selected that date knowing i would be driving the car immediately, i was financing it the same day. so basically now they say i am on my own, they won't even assist me with a rental. just wanted to post this to inform others of their practices.
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1967 250 S 1967 280SE 1968 250S 1971 280 SE 1973 220 1974 280 S 1975 450 SEL 1976 220 D 1979 300SD 1983 300 SD 1985 230 TE euro 1986 280SL 1986 500 SEL euro 1986 190E 2.3 1990 300 SE 2003 C230 K 2004 C230 K 1987 560SEL 1987 300SDL now in canada 2005 C230 1998 C43 AMG Sold to DON 1993 190E 2.6 300TD Former daily driver Totaled current: R320 CDI Ram 2500 Cummins 
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#2
07-05-2007, 02:05 PM
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Dude that sucks.. Their commercials advertise same day covereage if I am not mistaken and if you know you did not put for it to start on the first then you should get a lawyer or something my friend..
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#3
07-05-2007, 02:07 PM
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Ouch, that sux big time! I have been tempted to try them, or some of the other online sources. I've got Allstate and pay too much, but my agent is right up the street from me and all it takes is a phone call for a change or addition and he shows up at my house or my desk with the necessary paperwork in his hand. I guess there is something to be said for that.
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 1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15 '06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)
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#4
07-05-2007, 02:24 PM
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Wow, it's like Sicko for cars!!!
Seriously, I am sorry to hear that. At least now you know why their rates are so low! Does your state have an Insurance Commissioner? You may want to get in touch with their office and see if they can offer you any help.
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#5
07-05-2007, 02:30 PM
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havent contacted an attorney yet, but have filed a complaint with the insurance commissioner, have made several calls to corporate esurance offices, but have yet to get a call back
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1967 250 S 1967 280SE 1968 250S 1971 280 SE 1973 220 1974 280 S 1975 450 SEL 1976 220 D 1979 300SD 1983 300 SD 1985 230 TE euro 1986 280SL 1986 500 SEL euro 1986 190E 2.3 1990 300 SE 2003 C230 K 2004 C230 K 1987 560SEL 1987 300SDL now in canada 2005 C230 1998 C43 AMG Sold to DON 1993 190E 2.6 300TD Former daily driver Totaled current: R320 CDI Ram 2500 Cummins
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#6
07-05-2007, 02:32 PM
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Quote:
Not sure if that's a great idea.
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#7
07-05-2007, 02:38 PM
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Quote:
__________________
1967 250 S 1967 280SE 1968 250S 1971 280 SE 1973 220 1974 280 S 1975 450 SEL 1976 220 D 1979 300SD 1983 300 SD 1985 230 TE euro 1986 280SL 1986 500 SEL euro 1986 190E 2.3 1990 300 SE 2003 C230 K 2004 C230 K 1987 560SEL 1987 300SDL now in canada 2005 C230 1998 C43 AMG Sold to DON 1993 190E 2.6 300TD Former daily driver Totaled current: R320 CDI Ram 2500 Cummins
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#8
07-05-2007, 02:42 PM
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I'm sorry you had to go through this. I won't do anything regarding insurance unless I have a live person at the end of the phone...I have had Liberty mutual for the past 30 years and love them.
__________________
"It's normal for these things to empty your wallet and break your heart in the process." 2012 SLK 350 1987 420 SEL
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#10
07-05-2007, 02:59 PM
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Quote:
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#11
07-05-2007, 02:59 PM
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Quote:
__________________
1967 250 S 1967 280SE 1968 250S 1971 280 SE 1973 220 1974 280 S 1975 450 SEL 1976 220 D 1979 300SD 1983 300 SD 1985 230 TE euro 1986 280SL 1986 500 SEL euro 1986 190E 2.3 1990 300 SE 2003 C230 K 2004 C230 K 1987 560SEL 1987 300SDL now in canada 2005 C230 1998 C43 AMG Sold to DON 1993 190E 2.6 300TD Former daily driver Totaled current: R320 CDI Ram 2500 Cummins
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#12
07-05-2007, 03:07 PM
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Your documents should state very clearly when your coverage begins and ends. What do they say?
__________________
1985 380SE Blue/Blue - 230,000 miles 2012 Subaru Forester 5-speed 2005 Toyota Sienna 2004 Chrysler Sebring convertible 1999 Toyota Tacoma
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#13
07-05-2007, 03:08 PM
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That hot-looking cartoon spokesbabe lures you into a sense of euphoria until you sign the paperwork, then BAM! GOTCHA!
All kidding aside, check the print on your paperwork. is there anything that says effective date 0701/07? Or 05/31/07 as you initiated?
__________________
2009 ML350 (106K) - Family vehicle 2001 CLK430 Cabriolet (80K) - Wife's car 2005 BMW 645CI (138K) - My daily driver 2016 Mustang (32K) - Daughter's car
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#14
07-05-2007, 03:14 PM
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Quote:
__________________
1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15 '06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)
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