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Friend of mine "totaled" her prisitne 93 Volvo 940 turbo
This friend of mine has wreaked several Volvos admitaly, however the last one she wreaked is one that I one found her and know that it was very nice a 93 940 turbo in gold with 105k. She put small dent in the fender, broke the headlight, foglight and corner of hood also broke the grill I think. It sounds like there is 2000 in damage to the car and I guess it books at $4,000. I said, it's your car it does not have to have a savage title and it shoudn't for the amount of damgage that it suffored, demand what you want. She gave me the insurace company said this is all I can do line. Well fight it. I know I would. She said that they have not found any comps to her car to judge value either, so that said that means it's a hard car to find. Yeah, it's a given the 940 was the last use of the famous volvo red block. I basically told her she could net let the car car. I guess she borrowed money to buy the car three months ago, and the credit union is also stepping in and saying that they don't wan't to have money out on a salvage title car. There is no struture damage on the car though! My neighbor with a one year old foucus with a hard rear end hit had his econo box pos repaired so if a thorwaway car could be repared then whay not save this old Volvo 940 it is certainly more rare and it would be a hard car to repalce. I think she should just demand that the car be fixed, but does anyone have any other ideas on this? Thanks.
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Is your first language English? Wow!
Alex |
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The hell with spelling,what I wanna know is did you make use of the situation to "comfort"her in her hour of need?
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Quote:
Yew Dawg!
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"I have no convictions ... I blow with the wind, and the prevailing wind happens to be from Vichy" Current Monika '74 450 SL BrownHilda '79 280SL FoxyCleopatra '99 Chevy Suburban Scarlett 2014 Jeep Cherokee Krystal 2004 Volvo S60 Gone '74 Jeep CJ5 '97 Jeep ZJ Laredo Rudolf ‘86 300SDL Bruno '81 300SD Fritzi '84 BMW '92 Subaru '96 Impala SS '71 Buick GS conv '67 GTO conv '63 Corvair conv '57 Nomad |
#5
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Saving a 940 a good car from getting totalled by Ins. co
^^^^^such helpful advice you are getting here. < in sarcastic mode >
First of all, this actually not one of the "last" Volvo 940 cars. In England they sold them through 1998, for example. http://www.volvoclub.org.uk/history/940_stats_search.php I know that because I remember test driving a brand new one at the Volvo dealer in Burlingame in 1995, at the time when I had just bought a '91 740 (an off lease car that a Houston stockbroker had owned) from them They are VERY good cars, the 4 cylinder in them is VERY sturdy, unburstable, and the salesman said if you get on the turbo several times in a row, you need to let it cool down before you shut down the car when you are through driving it. You are correct that these are the last of the 940 cars, the best of the really good RWD bricks. I like the looks and reliability of them a lot. The turbo turns the little 112 hp 4 cyl into a real tiger. It looks like there will be an insurance company "fight" she has in front of her to save the car. It would up to HER to provide repair receipts to prove the car was a "minter" and was worth $4000 or over. Comparables (like in Real Estate) should be furnished to the insurance adjuster. Find them from ebay, autotrader, cars.com, look far and wide, and try to gather a logical documented case for the cars worth and then present it to the insurance adjuster. They are telling your friend they have NO information, (which means they have nothing to contest your friend's figures) which should be pretty easy http://www.autotrader.com/fyc/searchresults.jsp?num_records=25&search_lang=en&page_location=findacar%3A%3Aispsearchform&search_type=used&distance=0&address=90028&marketZipError=false&style_flag=1&make=VOLVO&model=940&make2=&start_year=1994&end_year=1994&min_price=&max_price=&transmission=&engine=&drive=&doors=&fuel=&max_mileage=&color=&keywords_display=&sort_type=priceDESC&body_code=0&certified=&advanced=&default_sort=priceDESC&awsp=false&keywordsrep=&keywordsfyc=&systime= http://motors.listings.ebay.com/_Cars-Trucks_Volvo-940_W0QQa39Z1985QQa41Z10706QQalistZa39Q2ca41QQcurcatZtrueQQfromZR42QQgcsZ13QQpfidZ2473QQsacatZ6001QQ socmdZListingItemListQQsofocusZpf Probably they are following some internal rule that tells them to total out the car and not fix it, if the repair costs approach 75% of its value, I don't know what rule they follow. Research at boneyards should be done, to see if the car can be saved with used parts from a junkyard. All it would take is a new front clip: fenders, hood, bumper, etc. off a good junked 940 to do it. I bet if you found one, you could save the car. A good co operating body shop that could work with a front clip would be fine. I used to be an Insurance adjuster, and sometimes we would not total out a customer's cherished car, if THEY found a good front clip (for example) and presented a body shops estimate using it to bring down the cost of repairs far below the "Total Loss Valuation" of the car. I think it could be done with some work. You could help your friend out with this I think, to save this good car. As far as payment, your friends here seem to be suggesting that she "take it out in trade" and I really have no response to that
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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ... 1995 E 420, 170k "The Red Plum" (sold) 2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp 1967 Mercury Cougar, 49k 2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold) Last edited by Jim B.; 12-20-2007 at 09:41 AM. |
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