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#1
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Health insurance cost increases
Our Anthem Blue Cross HMO health insurance just increased by $227 per month to $1365 per month for a family of 3. How does this compare to what other people are paying?
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1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13 |
#2
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!!!!!!....$1365 a month, that is more than people even make per month at minimum wage. I could not even come close to affording that. Spending $$$ like that on healthcare is why our economy is so messed up. It can't keep going like that forever.
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-diesel is not just a fuel, its a way of life- '15 GLK250 Bluetec 118k - mine - (OC-123,800) '17 Metris(VITO!) - 37k - wifes (OC-41k) '09 Sprinter 3500 Winnebago View - 62k (OC - 67k) '13 ML350 Bluetec - 95k - dad's (OC-98k) '01 SL500 - 103k(km) - dad's (OC-110,000km) '16 E400 4matic Sedan - 148k - Brothers (OC-155k) |
#3
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Just another hidden cost of illegals.
They use hospital emergency rooms for the primary care. They actually bankrupted our local county hospital. Costs are pretty simple. Most ER visits start at $300 and go up rapidly. Primary cares start ~$35. And some wonder why I am so adamant about NOO Amnesty for any reason.
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1985 300D 198K sold 1982 300D 202K 1989 300E 125K 1992 940T "If you dont have time to do it safely, you dont have time to do it" "The democracy will cease to exist when you take away from those who are willing to work and give to those who would not." |
#4
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I don't see how anyone can afford that, even with a decent income. $16,380 a year, that's nuts!
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1979 Black on Black, 300CD (sold), 1990 Black 300SE, Silver 1989 Volvo 780, 1988 300CE (vanished by the hands of a girlfriend), 1992 300CE (Rescue). |
#5
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As opposed to what?
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#6
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single payer health care
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#7
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I am very glad I work for a company that supplies health insurance. My monthly cost for my self and my wife is only $70.
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Sent from an agnostic abacus 2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD** - With out god, life is everything. - God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson - You can pray for me, I'll think for you. - When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours. |
#8
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That's pretty high! In what state do you live? After I sold my ownership stake in my business (a nursing home) I had to search for a family policy as I personally was previously covered under the company plan and my wife and 2 sons were covered under a plan we had to purchase separately. The cost for single coverage under the business was about $400/month as I remember. the policy we were buying for my wife and 2 sons cost about $700/month or so. so trying to cut down on that $1100/month health insurance premium I went searching for a high deductible plan. Was able to find a plan administered by Blue Cross for $330/month BUT it comes with a $3000 deductible. We have to pay $3000 before they pay the first dollar but overall it's still better than $1100/month. Unfortunately, Obama and his henchmen in congress have now decided that I shouldn't be allowed to choose to have that high of a deductible even if I can afford it, so if the healthcare bill stands as it's written, sometime within the next couple years I'll be paying a lot more for health insurance since I'll have to buy a plan that pays for more than I want or need. THANK YOU FOR SAVING ME SO MUCH $$$, MR. PRESIDENT!! Of course, if you are having to purchase insurance in the individual market like me, it's all about your health conditions. Thankfully, I had lost a lot of weight in the previous two years so my family was able to qualify for reasonably low rates. If you have any health issues at all, your premium will be high. Good luck.
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R Martin Dallas, TX (Addison) 86 560SEL, 128K |
#9
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I have personally seen that abuse of the ER by them, myself.
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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ... 1995 E 420, 170k "The Red Plum" (sold) 2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp 1967 Mercury Cougar, 49k 2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold) |
#10
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Since the rising of HC costs was used as the lever to pass the recent legislation, it is interesting to observe that all analysis I have seen since then says that the Bill will NOT stop rising costs. So what are we paying for?
Answer--Crisis-style politics as usual. Kerry--that increase really inhales quickly. Do you have any other options?
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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags |
#11
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Family 13,166; H/W 9,316; P/C 7,897; S 4,375. All figures are annual. 2,500 deductible. $30/50 OV co-pays. Max out of pocket in network is 4,500. NO DRUG COVERAGE. The firm has an HRA plan which pays the first 3,500. So the max OOP is 1,000. 23 employees covered in our group. Premiums increased 21% from 2009. |
#12
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It's a plan for CO state employees and we have to purchase either this plan or Kaiser. The school pays about 2/3 of that premium. It's about a 20% increase over last year. It's an HMO plan so no deductibles but pretty high co-pays in my opinion. I had to see a chiropractor last year. Co-pay was $25. I asked how much BC paid the chiropractor on top of my co-pay--$10.
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1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13 |
#13
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I will soon have to get my own health insurance and have resigned myself to paying for most of my own medical care out of pocket. The only coverage I've seen that I can easily afford is for catastrophic coverage.
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" We have nothing to fear but the main stream media itself . . . ."- Adapted from Franklin D Roosevelt for the 21st century OBK #55 1998 Lincoln Continental - Sold Max 1984 300TD 285,000 miles - Sold The Dee8gonator 1987 560SEC 196,000 miles - Sold Orgasmatron - 2006 CLS500 90,000 miles 2002 C320 Wagon 122,000 miles 2016 AMG GTS 12,000 miles |
#14
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in my opinion, deductibles and copays should be higher than most are.
the idea that going to the doctor or hospital is virtually without cost for many people is one of the reasons costs are so high. everyone says to doctor, "hey, do whatever you want" i'm not paying for it don't get me wrong, i appreciate healthcare and when i had emergency gall bladder surgery earlier this year, i was glad, but i was also very aware, that it was going to cost me $3000 and wanted out of the hospital as quickly as i could with the least amount of treatment that get me well.
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R Martin Dallas, TX (Addison) 86 560SEL, 128K |
#15
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All those costs when we are already paying $1365 per month. It's mind boggling. It looks to me as if for all intents and purposes, what is billed as an HMO has become roughly a catastrophic health insurance plan with the costs of an HMO. I'd like to know the average cost for Canadians. Anyone Canadians interested in posting numbers?
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1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13 |
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