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#1
03-19-2012, 03:39 PM
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Uneducated, low income people pay more for car insurance.
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#2
03-19-2012, 03:44 PM
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Unless there is an actuary or two that post here, I don't think you will get a meaningful answer. Of course, you COULD ask PaulC. He can answer because he knows everything, or at least he thinks he does.
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2001 SLK 320 six speed manual 2014 Porsche Cayenne six speed manual Annoy a Liberal, Read the Constitution
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#6
03-19-2012, 07:32 PM
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 As bad as it sounds, it's true. Poor people pay higher interest rates on loans, because of either lack of credit, or bad credit. So, you're right...you pay more when you're poor. If people were to be responsible with their credit ratings, they could live cheaper.
__________________
 1987 560SL85,000 miles Meet on the level, leave on the square. Great words to live by Were we directed from Washington when to sow and when to reap, we should soon want bread. - Thomas Jefferson: Autobiography, 1821.
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#7
03-19-2012, 07:14 PM
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Sent from an agnostic abacus 2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD** - With out god, life is everything. - God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson - You can pray for me, I'll think for you. - When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
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#8
03-19-2012, 07:26 PM
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#9
03-19-2012, 07:42 PM
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In this country college dropouts can become billionaires if they have a great idea and work hard. Also, there are millions of men and women who do not have formal education beyond high school that earn very good incomes if they're willing to (1) show up (2) on time (3) sober and (4) put in honest work for their pay. An education is a visa not a passport.
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#10
03-19-2012, 07:18 PM
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"The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread."
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#12
03-19-2012, 07:28 PM
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Generally, the poor and lower educated people live in higher crime areas. Therefore, the risk the insurance company takes in insuring residents of those areas is higher.
Also, rates are higher for those with lower credit ratings. The poor generally have lower credit scores. I'm not seeing much of an issue here...
__________________
1987 560SL85,000 miles Meet on the level, leave on the square. Great words to live by Were we directed from Washington when to sow and when to reap, we should soon want bread. - Thomas Jefferson: Autobiography, 1821.
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#13
03-19-2012, 07:32 PM
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#14
03-19-2012, 07:33 PM
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__________________
1987 560SL85,000 miles Meet on the level, leave on the square. Great words to live by Were we directed from Washington when to sow and when to reap, we should soon want bread. - Thomas Jefferson: Autobiography, 1821.
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#15
03-19-2012, 07:38 PM
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My furniture store is nicely settled in the middle of the ghetto. Here are some observations:
Rent for a ghetto 2 bedroom apt, that probably has roaches, leaky roof, inadequate heat. $400 Rent for a nice 1 bedroom in the surrounding suburb, heat included $425. Nothing within walking distance. 1/2 gallon of milk: $3.29 20oz coke: 1.89 1 roll of toilet paper (the cheap chit) $1.00!!!!! Basically any canned food is double the price, and there are NO fruits or veggies in sight. Gas is 20 cents more a gallon. A piece of crap 15 year old ford tauras will sell for 6 THOUSAND DOLLARS during tax season. I saw one guy sell a crown vic with 28" inch rims for 7 grand. An early 2000's escalade is like gold down here. I feel bad for some of these people, they are living day to day, and everybody nickel and dimes them to death. Living in the hood makes your car more succeptable to theft which makes insurance more expensive.
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Eugene 10 E63 AMG 93 300te 4matic 07 BMW X3 14 Ford F-150 Fx2
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