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  #1  
Old 07-29-2013, 01:49 PM
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Does your insurance cover you while driving abroad?

Geico doesn't! I just checked. Good thing I checked.

I guess I will have to buy the car rental insurance. Get ready to get bent Ben!

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  #2  
Old 07-29-2013, 01:55 PM
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Not necessarily. If you're going to most EU countries:
(1) Liability insurance is included in the price of most car rentals, as required by law
(2) Collision/theft can be covered by your credit card, depending on the card.

(I've never had anything other than liability insurance on any vehicle I've owned, so I researched this before traveling.)
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  #3  
Old 07-29-2013, 02:43 PM
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http://www.nytimes.com/2010/09/05/travel/05prac.html?_r=0
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  #4  
Old 07-29-2013, 03:37 PM
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Call the credit card issuer you are using to pay for the rental to understand what they cover. It may be all you need.

Buying the daily CDW coverage will really add up in expenses, and it still leaves you with a substantial deductible. I was offered CDW for about 70 pounds sterling/day when I rented about 10 days ago in England. The silly car only cost 15 pounds/day. And it still had a 700 pound deductible even after purchase of the CDW.
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  #5  
Old 07-29-2013, 03:46 PM
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Most people fail to take in the political-socio landscape when traveling to a foreign land. For starters, Your U.S. driver's license doesn't hold much clout in a foreign country. In fact, a foreign cop just might consider throwing the proverbial book at you simply based on the fact that you are driving on a (to them) foreign driver's license. Strike One. Secondly, it is easy to get into scrapes and bangs on roads you are not familiar with. Strike Two.

If it were me, I would take either a taxi, limousine or walk. Many of the hotels offer shuttles, etc. IMHO, being behind the wheel in a foreign country isn't worth it, not even a little unless you want to invite trouble. FYI, I recently spoke with someone who traveled from the US to Germany, once they landed in Europe they traveled via high speed rail. The entire trip they never saw the inside of an automobile.
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  #6  
Old 07-29-2013, 03:47 PM
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Long time ago, a client couple vacationed in Scotland. A truck hit them and, sadly,they were instantly killed. They left two teenaged sons to be raised by their aunt. First time I ever heard of the Uniform Simultaneous Death Act.
Have a safe and pleasant trip, but be careful if you drive in Great Britain.

Oh, and have you checked with you Health Ins. Co about coverge when abroad?
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  #7  
Old 07-29-2013, 03:51 PM
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Originally Posted by jcyuhn View Post
Call the credit card issuer you are using to pay for the rental to understand what they cover. It may be all you need.

Buying the daily CDW coverage will really add up in expenses, and it still leaves you with a substantial deductible. I was offered CDW for about 70 pounds sterling/day when I rented about 10 days ago in England. The silly car only cost 15 pounds/day. And it still had a 700 pound deductible even after purchase of the CDW.
If you so much as put a scratch on THEIR car, they have an entire legal department devoted to turning you upside down and shaking every last nickel out of your pockets. They will take you to court and sue you for every ding, scratch and bump they perceive you placed on THEIR car. The CDW is the deal of the century. Pay me a little more now in the form of CDW or prepare to have your financial ass kicked later. Ask me how I know ALL about this.......
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  #8  
Old 07-29-2013, 04:29 PM
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Originally Posted by HuskyMan View Post
Most people fail to take in the political-socio landscape when traveling to a foreign land. For starters, Your U.S. driver's license doesn't hold much clout in a foreign country. In fact, a foreign cop just might consider throwing the proverbial book at you simply based on the fact that you are driving on a (to them) foreign driver's license. Strike One. Secondly, it is easy to get into scrapes and bangs on roads you are not familiar with. Strike Two.

If it were me, I would take either a taxi, limousine or walk. Many of the hotels offer shuttles, etc. IMHO, being behind the wheel in a foreign country isn't worth it, not even a little unless you want to invite trouble. FYI, I recently spoke with someone who traveled from the US to Germany, once they landed in Europe they traveled via high speed rail. The entire trip they never saw the inside of an automobile.
Jeeves Xhrist on a tricycle -- paranoid much? Everything has risk and there are some places that trains and buses don't go. I'd rather take my chances in France than Jerkwater, Missouri for example (NY'ers tend not to be looked upon well out of state).
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  #9  
Old 07-29-2013, 04:30 PM
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Originally Posted by jcyuhn View Post
Call the credit card issuer you are using to pay for the rental to understand what they cover. It may be all you need.

Buying the daily CDW coverage will really add up in expenses, and it still leaves you with a substantial deductible. I was offered CDW for about 70 pounds sterling/day when I rented about 10 days ago in England. The silly car only cost 15 pounds/day. And it still had a 700 pound deductible even after purchase of the CDW.
I may add that signing up for the CDW automatically invalidates any zero-deductible CDW you may have via your credit card.
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  #10  
Old 07-29-2013, 04:38 PM
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Originally Posted by spdrun View Post
Jeeves Xhrist on a tricycle -- paranoid much? Everything has risk and there are some places that trains and buses don't go. I'd rather take my chances in France than Jerkwater, Missouri for example (NY'ers tend not to be looked upon well out of state).
You got THAT right!
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  #11  
Old 07-29-2013, 04:54 PM
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Originally Posted by spdrun View Post
I may add that signing up for the CDW automatically invalidates any zero-deductible CDW you may have via your credit card.
Credit Card CDW may not be there when you need them. The BOLD print giveth and the fine print taketh away. There are numerous articles written by travel writers concerning CDW that verify this. Only the rental car company's CDW guarantees you a trouble and hassle free rental experience. But hey, you travel your way and I'll travel mine. Deal?
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  #12  
Old 07-29-2013, 04:57 PM
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Originally Posted by spdrun View Post
Jeeves Xhrist on a tricycle -- paranoid much? Everything has risk and there are some places that trains and buses don't go. I'd rather take my chances in France than Jerkwater, Missouri for example (NY'ers tend not to be looked upon well out of state).
There are documented cases of Americans getting whacked when they flashed their U.S. driver's license to the wrong person in a foreign country. Costa Rica comes to mind. Yankee go home type of thing. In some cases it is "We kill Yankees and Gringos for fun around here - don't bother calling Obama for help, he can't help you now". As for the French, we aren't exactly on their most favorite foreigners list. Has something to do with Benjamin Franklin screwing them over after they gave up men, guns and money to fight George Washington's little revolutionary war.
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  #13  
Old 07-29-2013, 04:57 PM
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Does your insurance cover you while driving abroad?
Hell, let the broad carry her own damn insurance.
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  #14  
Old 07-29-2013, 05:08 PM
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Originally Posted by dynalow View Post
Long time ago, a client couple vacationed in Scotland. A truck hit them and, sadly,they were instantly killed. They left two teenaged sons to be raised by their aunt. First time I ever heard of the Uniform Simultaneous Death Act.
Have a safe and pleasant trip, but be careful if you drive in Great Britain.

Oh, and have you checked with you Health Ins. Co about coverge when abroad?
They drive on the wrong side of the road which may be difficult for a yankee boy to get used to. And, as soon as the light turns green they expect you to put the pedal to the metal.
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  #15  
Old 07-29-2013, 05:11 PM
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Originally Posted by HuskyMan View Post
They drive on the wrong side of the road which may be difficult for a yankee boy to get used to. And, as soon as the light turns green they expect you to put the pedal to the metal.
Good. The more texting idiots get run over, the cleaner the gene pool will become.

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