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#1
11-29-2003, 01:06 AM
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I FINALLY bought a property! Here are pics!
After physically going into and looking at over 120 properties, I finally found the one I wanted. The contract was ratified today. Here is the listing, which includes additional pictures. (BTW, I paid less than their asking price.)
Now all I have to do is finalize the loan. I'm already pre-approved, but will shop for a couple days for the best rate. Stefano's new condo
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Current: 2014 VW Tiguan SEL 4Motion 43,000 miles. 2016 Hyundai Santa Fe Sport (wife's). Past: 2006 Jetta TDI 135,970 miles. Sold Nov. '13. 1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07. 1987 190-E 16 valve. 153,000 miles. Sold Feb. '06. 1980 300-D 225,000 miles. Donated to the National Kidney Foundation. 1980 240-D manual, 297,500 miles. Totaled by inattentive driver. 
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#3
11-29-2003, 03:02 AM
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Good on Ya, especially moving into Virginia from The PDR of Maryland.
I'm west of Manassas. (OK now, it's grown up a lot recently!)
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Regards Warren Currently 1965 220Sb, 2002 FORD Crown Vic Police Interceptor Had 1965 220SEb, 1967 230S, 280SE 4.5, 300SE (W126), 420SEL ENTER > = (HP RPN) Not part of the in-crowd since 1952.
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#4
11-29-2003, 06:21 AM
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congratulations Stefano - you will find that real estate, in the right area is by far one of the best investments you can make. Now all you need to do is find a beautiful single female living above/below you
 that is about your age .
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Jim
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#5
11-29-2003, 09:27 AM
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I was just in Reston for a wedding. It looks like a really nice place!
Alex
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1983 300D (parked for four years) 2012 VW Sportwagen TDI Manual 2001 Miata SE 1962 Chevrolet Corvair Rampside
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#6
11-29-2003, 09:46 AM
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Looks good. I'd like to see pics of the sunroom. My wife and I have been thinking of some day (YEAR!) adding one to our house, we'd put it on the back next to the dining room and extend the dining room back that way. Their is a deck door there now, and a deck, we'd probably then put a smaller deck on the back of the sunroom.
What's up with the "electric fireplace" and electric water heater? No gas service there or what? I didn't see what it has for a furnace, just "forced air" so I guess at least it's not electric heat. Good luck. There's nothing like owning your own house, it feels just like when you got your own first car!!! Gilly
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Click here to see a photo album of my '62 Sprite Project Moneypit (Now Sold)
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#7
11-29-2003, 04:14 PM
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Thanks guys!
I don't really feel like the place is mine yet, because the loan hasn't been finalized yet. I think the pre-approval is more for the seller than for me. Being self-employed, there are a lot of potholes in the loan process, so wish me luck! Gilly-- Looks good. I'd like to see pics of the sunroom. Click on the "visual tour" icon and it'll load up a buch of pictures. Alex-- I was just in Reston for a wedding. It looks like a really nice place! I wanted to be closer in to DC, but Reston was one place I agreed to be further out. Any real estate there is going nuts! wbain5280-- Good on Ya, especially moving into Virginia from The PDR of Maryland. What's the PDR of Maryland? If it's a referrence to the state being liberal, I wholeheartedly agree! I'm glad to be going back to VA!
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Current: 2014 VW Tiguan SEL 4Motion 43,000 miles. 2016 Hyundai Santa Fe Sport (wife's). Past: 2006 Jetta TDI 135,970 miles. Sold Nov. '13. 1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07. 1987 190-E 16 valve. 153,000 miles. Sold Feb. '06. 1980 300-D 225,000 miles. Donated to the National Kidney Foundation. 1980 240-D manual, 297,500 miles. Totaled by inattentive driver.
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#8
11-29-2003, 04:42 PM
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Quote:
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Regards Warren Currently 1965 220Sb, 2002 FORD Crown Vic Police Interceptor Had 1965 220SEb, 1967 230S, 280SE 4.5, 300SE (W126), 420SEL ENTER > = (HP RPN) Not part of the in-crowd since 1952.
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#9
11-29-2003, 10:02 PM
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Stefano,
Nice place... I love the sunroom ! 
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Brandon 2008 S550 1957 Dodge D100 1967 VW Microbus 21 Window 2001 Suburban 2004 Beach cruiser bicycle -----------------GO DUKE!----------------- "It cannot be emphasized too strongly or too often that this great nation was founded not by religionists, but by Christians; not on religion, but on the Gospel of Jesus Christ. For that reason alone, people of other faiths have been afforded freedom of worship here." Patrick Henry 1776
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#10
11-29-2003, 10:15 PM
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I'm always shocked to see how much real estate goes for in NoVa! Congratulations on your purchase! I think it's always better to get equity from owning than paying someone elses mortgage.
P.S. Ask your loan officer to list the points as discount points instead of origination points so you can make them tax deductable.
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http://www.benzworld.org/forums/imag...e_steering.gif 1998 C43 ///AMG 1999 C230 Custom 5-Speed Manual
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#11
11-30-2003, 12:31 AM
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Reston's a great area, being a "planned community" and all. Since you said you're self employed, watch the personal property tax. If you claim your car as a business expense you technically don't qualify for the reduced car tax, and get to pay the old annoyingly high rate. Only bad thing about living in Virginia to me. Even still, taxes are less than Maryland.
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Tjohn 82 300 SD 77 450 SL (gone)
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#12
11-30-2003, 11:03 PM
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I used to live near Reston in Great Falls. I spend a lot of time in Reston at the Towne Center and other spots. That's one reason for chosing this place to buy.
Now all I have to do is get a mortgage!  Being self-employed makes me a little anxious here!
__________________
Current: 2014 VW Tiguan SEL 4Motion 43,000 miles. 2016 Hyundai Santa Fe Sport (wife's). Past: 2006 Jetta TDI 135,970 miles. Sold Nov. '13. 1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07. 1987 190-E 16 valve. 153,000 miles. Sold Feb. '06. 1980 300-D 225,000 miles. Donated to the National Kidney Foundation. 1980 240-D manual, 297,500 miles. Totaled by inattentive driver.
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#13
12-02-2003, 09:09 PM
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You should have gotten pre-qualified. Just some friendly advice from your uncle Warren.
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Regards Warren Currently 1965 220Sb, 2002 FORD Crown Vic Police Interceptor Had 1965 220SEb, 1967 230S, 280SE 4.5, 300SE (W126), 420SEL ENTER > = (HP RPN) Not part of the in-crowd since 1952.
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#14
12-02-2003, 11:36 PM
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Thansk Warren.
I actually did get pre-qualified before making an offer. But the pre-qualification was based on my gross income from last year. I learned a couple days ago that because I'm self-emplyed (which I did tell them), for purposes of a loan, the lender doesn't look at gross, but "adjusted" gross income. I have a great tax guy who finds all the legal deductions for me. Now it's biting me in the a$$ because my AGI is considerably less than the total amount I take home every year. Now I'm looking at different types of loans to see if the whole thing will actually work. I can get a loan--- the question is weather it's worth what I have to pay to get it. Anxiety attack in progress!! 
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Current: 2014 VW Tiguan SEL 4Motion 43,000 miles. 2016 Hyundai Santa Fe Sport (wife's). Past: 2006 Jetta TDI 135,970 miles. Sold Nov. '13. 1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07. 1987 190-E 16 valve. 153,000 miles. Sold Feb. '06. 1980 300-D 225,000 miles. Donated to the National Kidney Foundation. 1980 240-D manual, 297,500 miles. Totaled by inattentive driver.
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