You haven't even been made an offer yet and you're already anticipating a fight. State Farm is probably one of the better companies, so sit back, relax, let the adjuster do his thing and see what they say. Why get worked up over an issue that may never develop? You may just be pleasantly surprised with the way the whole thing gets handled...if not then you at least know what direction you can go.

It seems to me that if you paid $11,000 for it and only drove it 250 miles since then you have a pretty convincing case right there for establishing its minimum value...nobody will want to argue with a straight face that the car depreciated substantially in 250 miles.

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Marty D.

2013 C300 4Matic
1984 BMW 733i
2013 Lincoln MKz