Originally Posted by TimFreeh

Excellent plan and I'm doing the same but lately I've had the feeling it might all be for naught. When the politicians discover they are out of money they are going to have to face some tough choices. Instead of doing the right things I predict they will see this huge pool of 401K retirement money and decide that "Well, people are suffering and we don't think its fair that all these "rich people" with private retirement accounts should be able to hoard all this wealth... So we are going pass additional taxes on 401k withdrawals to help people (and of course their children) that are suffering... blah blah"

Or maybe they will do what they have done lately and just print more money to cover whatever expenses they have - you will get your $1500 SS check and it will just about cover your electric bill for the month due to inflation.

It's hard to succeed when politicians can change the rules at any time for any reason - and they have a long history making choices that don't encourage people to be self sufficient.