Quote:
Originally Posted by ForcedInduction
Bull schisse. If they have to pay they will get you back for it eventually.
If you can avoid EVER contacting the insurance company for ANYTHING other than paying your bill you'll be better off in the long run. Pay to fix the windshield yourself.
Car insurance is one of the BIGGEST scams on the planet. The amount of money people pay for protection against something that might happen would well cover anything that might ever happen if they set that money aside on their own. It is government backed mafia "protection" with a corporate face.
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the comprehensive is a scam for sure, but the liability is most definitely required. a friend of mine lost their home because they had their insurance lapse and had an accident. even a minor accident with medical claims will bankrupt most drivers if they don't have insurance.
best insurance is uber defensive driving. but you can't prevent everything.
that's why liability is required insurance. an umbrella policy is a good idea as well... hate to be found at fault in an accident that takes out a school bus or slams into some pedestrians or something...$$$$$