I don't have a mortgage on the house, and the house was built in 2003.

I only have a year left on the 2008 Subaru car loan, but it was only a 2 year loan, and I borrowed because the whole loan is ZERO percent (which you can't get anymore on them).

I could have paid cash for the Outback but didn't, so I could burnish the credit rating for a couple of years, and do so with someone else's money, which left MINE free to spend, collect interest on or invest.

Next year the '08 Outback will be mine, free and clear, too.

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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ...

1995 E 420, 170k "The Red Plum" (sold)

2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp

1967 Mercury Cougar, 49k

2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold)