KK hit this out of the park. Had this subject been referred to as health INSURANCE reform from the start, I think the discussion would be a lot further along. An option that comes to mind is the idea of opening the market up so insurance companies can cross state lines. Imagine what you'd be paying for homeowners' insurance, car insurance or your cell phone if you could only deal with one company in your geographic area. Of course, there are some insurance company practices that should be reined in, such as pre-existing conditions and failure to renew.