One other thing to bring up is additional compensation for your car's "diminished value".

Howard Clark has a national radio show on AM radio. I'm sure he's on in your part of the country. He gives consumer advice and is sort of a financial watchdog, shows you how to save money, how not to get ripped off, yada yada yada.

I've heard him talk about this a lot. The concept is that your car has been in a wreck, and even though it gets fixed, it's value will be forever de-valued because of the accident. When you try and sell the car, peopl will not be willing to pay you for its real value because it has an accident history.

You should be compensated for this loss of value, and the insurance industry term is "diminished value". Most people get ripped off because they are not even aware of the concept.

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Paul S.

2001 E430, Bourdeaux Red, Oyster interior.
79,200 miles.

1973 280SE 4.5, 170,000 miles. 568 Signal Red, Black MB Tex. "The Red Baron".