I think the law should read: replacement of car with one of equal or greater value based on condition of car at time of accident OR rebuild car to original specifications and pay fee to owner for markdown due to accident OR cash settlement based on comp price of vehicle - whichever is higher or preferred by owner.

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Codifex
1981 240D ChinaBlue (Got her running with a donor engine.)
1983 300DTurbo w/sunroof.
1984 300TD manual sunroof. (Electrical Gremlins)