there is a LOT to the money story. here's a coupla good starts for more
of the inside story.......

Secrets of the Temple - How the Federal Reserve runs the Country
by William Greider.

another.....

Negotiable Instruments and the Payments Mechanism

by James V. Vergarl, Esquire formerly Senior Vice President and General Counsel Federal Reserve Bank of Philadelphia

published by the American Institute of Banking

one thing for sure: a "note" is not an asset, always remember that fact
and it will keep you in the clear. debt is being used to discharge other debts, nothing is ever "Paid" for. think "discharge of debt" and you will
get the picture. welcome to the unfunny money system of negotiable debt instruments.