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Originally Posted by sfloriII
Great point!! Why do we have to get insurance through employers?? If it were based on individual people making the purchases themselves costs would go way down. We buy every other kind of insurance ourselves.... why not health insurance?
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I've bought my own health insurance in the past, it's avaiable if you want to buy it. Most employers offer it as a benifit to attract quality employees. The last time I bought my own, the premiums were around $15k per year for a familly of four. My wife's plan, through her employer, is only a fraction of the cost because it's subsidized.