Quote:
Originally Posted by pj67coll
I understand that. But I'm happy to have a lump I can use once a year rather than a small amount I hardly notice every month. Psychological rather than real I know but I'm happy to keep it that way. Getting a small amount back each year rather than having to pay in more is a better situation to be in in my opinion.
- Peter.
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I don't go for the psychological crap. Here is how I look at it. IF you get a refund, the govt said "Here is the PRINCIPAL for the loan back. NO INTEREST." I have to ask "Why am I giving you an INTEREST FREE LOAN?". If I took that money and put it in a savings account, I may get $20 of interest and that is that but it is a damn sight more than I would get giving you an INTEREST FREE LOAN."