All they said was it was a requirement under the Patriot Act.
I can see the gov't pulling some crap like this and sometime down the road having you answer how you deposit more than you make. Not that she does.
I don't think its any of their business.

Then her Mothers account is one of those money markets where you can cut 3 or so checks a month...the bank said if it doesn't show activity and they said that means withdrawals not deposits, for 5 years I think, it can be confiscated. That sounds like a crock.
I wonder if thats in Dodd-Frank.

Makes one wonder whats going on in DC.