If anyone has any really wise ideals on what to do with surplus funds in todays situation many are all ears. They are almost certain to seriously depreciate otherwise in what I see as the current and upcoming economy.


Almost anything that is within our ability that has a chance of at least retaining the currencies value. Without a lot of complications. I like people but have passed beyond trusting them to look after our interests over their own in general.

The other thing is just to let things be at our age. There is quite a risk there though in my opinion at this time. Whatever if anything we do I do not want to be overly involved in it at our age. For all practical purposes basically inactive money will tend to depreciate in value. Three percent is about the best you can do in the canadian banking system right now. I intuitivly know this is well below the actual inflation I am seeing.

To even get just five percent we would have to start handeling morgages again for example. The real estate market is just no longer stable enough in my opinion for that. Relative safety might be in australian bank deposits. Their currency has a chance of increasing upside and they pay fairly good interest I understand. Compared to north america the last time I checked.

I perhaps should examine their countries overall balance sheet again. It in my opinion is almost certain that both north america and europe will not be able to wean themselves enough from the current bad habits to stabilise their currencies. In fact my limited intuition makes me feel that serious inflation is going to be an attempted act to try to lessen the load. North america has been printing money at a very high rate since 2008. We are just starting to see the resultant tip of that activity now in my opinion. I have felt it is an unavoidable side effect of the behaviours that have been present.