And....

The government has forgiven loans when people default on their mortgage?

That will come as a shock to all of those who had their homes foreclosed on.

I do know one guy that went almost two years without paying his mortgage because he was getting past due notices from several mortgage companies. He just refused to pay anyone until someone could come up with the paperwork proving they carried his note. A mortgage company finally did, but it took them almost two years to do so.