Once again being estatic about how some adjusters and insurance companies lowball almost every situation. You should have some pain present in your neck and shoulders and get it checked out by a doctor.

I my opinion as a guy that is basically honest I found you have to fight fire with fire. If the settlement is decent and equitable you forget the neck injury. If not and you are jerked around you have some ammunition to use.

I hope the insurance company treats you well. You need a rental until it is settled to apply pressure for settlement as well of course.