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Duke
it's not their car until you've established some payment agreement
I don't think the original question was about "toteing a note"
You are right - the seller needs to manage his risk. Even something as allowing a test drive can have some interesting outcomes in Tort if the proper insurance coverages are not in place by either the buyer or seller.
The main objective here is to sell the car - and the seller needs to play salesman - extending all courtesies. That is the only point I was trying to make e.g. In god we trust all others pay cash
.02
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