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That is a nice problem to have lietuviai, some states like mine are (stupid enough to have) no fault meaning if somebody hits your car (and you only have PLPD) or you hit someone elses you know exactly who is going to pay for it, the owner of the car damaged! The only thing we get is a $500 mini-tort, the at fault party pays to the other party. $500 doesn't go very far in fixing a car....
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