heard this story the other night fom my wife who was talking to the ins agent for her company plan. he is driving thru an intersection on the green when a woman with a cell phone grafted to her ear runs her red and hits him broadside. she tells the cop it is her fault. so her company calls him and they start discussing the accident. several times the claims guy tries to trip him up to admit he is any part at fault. evidently here in wis. you can be at fault by bieing the one broadsided. but this guy is standing up to the claims guy and shooting back. after a few irritating minutes of this the claims guy finally says okay it was her fault. then the claims guy says btw what do you do for a living. after being told the claims guy just kinda whimpers......okay. thank you a check will be sent to cover the damage.