Wow!
Where did you get rights?
Insurance companies have rights, and lawyers have rights because they buy them. For an individual to have rights you have to have some pull. For the rest of us just us is just what it sounds like, JUST US. It's reserved for the ones that pay for it.

I'm suprised you didn't get hurt when the Mercedes was rear ended. You took quite a whack. Sometimes soft tissue damage can take a while to be noticed.

Forget rights, take a lesson from Karl Rove and fight back. If you want to know how to fight successfully read the book "Bush's Brain" you can learn a lot about how to fight back and win.

Don't waste time, get the book and read it now.

Otherwise you can do the small claims thing. You will go to court and you will be told that a judge is not available and a comissioner or arbitrator will hear your case. Just say no! You will be told you have to wait all day for the judge and even then he may not have time to hear your case today. Just say no. The insurance lawyer will not want to sit in the courthouse all day and will suddenly be willing to work something out. He has to win. Give him something. Don't start out with what is fair, start out with a number so that you can give him something and still come out OK. He will not be able to go back to his office with a negotiated settlement unless you give him something. You really don't want to sit on those cold courthouse benches all day do you.

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