Do you have any reliable data (i.e. not from W or his people) showing that our system has or will go broke? I've seen evidence to the contrary, but I don't know who really knows what they are talking about. As for anything that comes from W's people, I assume that all that information is untrue.

By the way, Singapore's system sounds great, but I am in way over my head on this stuff, so I can't really comment.