Quote:
|
Originally Posted by Michael Kerley
That was great that you fessed up and admitted fault and all that. Good for you. That was extemely knoble. I hate to say it, but in this day and age, are you crazy? For any accident, you're required to exchange (both sides) license and insurance information. That's it. You are not required to talk about who's at fault. If he files a claim on you, you turn around and file one back on him and let both your insurance companies work it out. If he's talking like he thinks it's your fault and that he's going to file a claim, say great I'll file mine right after you file yours. That should really discourage him from making a claim at all. What ever you do, don't ADMIT anything. If he want's to call the cops, tell him great. For a fender bender like that, I seriously doubt the cops would show up. The dispatcher would likely tell you to exchange information and let the insurance companies work it out. If they do show up, tell only the facts and let the officer write his report. After the report is done, you all can call the insurance compaines or not. I think that was really cool of you all to work it out the way you did, the problem is not everyone you meet will be that cool. The next thing you know he's going after a $1,000,000 claim saying you admited you hit him and now his back hurts.
|
I have to disagree. I see your point, but I have had one accident where I was at fault. I was in Chicago, it was raining, and I slid right into the back of a brand new PT Cruiser, causing a little bit of rubbing damage on the bumper cover and a crack in the taillight lens. The road was very slick with oil in that stretch, and I was fiddling with the radio. Any otehr day I would have gotten stopped easily, but it was rainy and I was in the Mustang (big, fat performance tires). I admitted fault IMMEDIATELY, and apologized to the gentleman and his wife (passenger). I called my insurance company on my cell phone and let him talk to them than and there, onm the spot. This is how I would like to be treated if I were rear-ended... everything was "yes sir/no sir" and so on, and apology after apology. I even offered the guy $20 to buy the movie tickets for the movie he and his wife were on their way to see. By the end of the confrontation he was very amicable, and of course refused my $20. I think the shock of having someone actually admit fault was a little cathartic. I would much rather blind someone with kindness than play games.
Just my $.02,
Chris