I've been through the "call the other company and have them pay for it issue". I carry a $500 deductible and my experience with SF has been excellent. I'll get my $500 back. I already have access to two doors. The passenger door may be salvagable. The quarter panel will only need a little bit of work. PLUS I'll get the hood repainted at the same time. Progressive is pretty bad when it comes to paying for claims. I'll just have SF subrogate the claim. Had the front and rear end checked yesterday and it was still in alignment. No damage. Just need the wheels re-polished, little scrapped up.

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84 300DT Puke Yellow. Totalled after 438,000
84 300DT Orient Red. 169,000 (actual mileage may vary)
2002 Explorer EB (wife's)