All currently licensed Virginia tags, regular and antique are required to carry insurance. Virginia has a random search, plus the insurance companies narc on you if you drop the policy.

They do NOT care what kind of insurance, I've had regular auto insurance on a car with antique plates, and I currently have Grundy insurance on my 560SEL which has standard plates....

Jim

$304.00 a year w/ USAA. That is FULL coverage........everything they offer. My wifes 2004 Mazda 6 is $438.00.

I am paying in the neighborhood of $1100/yr for 4 daily drivers with Progressive. I am self-insuring against collision/comprehensive by having a backup 240D in case one of the W123s gets pronged.

Progressive offers a lot of interesting discounts. They give discounts if you have a graduate degree, I think and discounts for low odometer readings (which since we have 2 drivers for 4 cars, we get). How well they pay or service us is to be seen- I haven't had a claim in 30 years (knocks wood).

The rest of the fleet is either in drydock (no ins) or on American Collectors and rarely gets out.

Rick

You're right of course, you do need insurance. I failed to make clear, you don't need special insurance because you have antique plates. Sorry for the confusion.

24yo no speeding tickets, no accidents, my '81 300D full coverage is only $525/yr. What makes me happier is that it is going to drop $100 off when I turn 25 :)

I spend about $516/yr with some tickets a few years ago and medical added above the minimal required coverage.

$43/month with progressive is MUCH better than the $79/month I was paying at Farmers for the same thing. Shop around, there is no reason to pay a huge amount on a gamble that pays nothing back.

I commute in my 87 SDL from Ft. Collins to Cheyenne, via I-25, every day, so I carry full coverage. $1000 ded's for comp and collision; over 25 years old, clean record and married. I pay $28/month with American National Property and Casualty. My wife made a claim with them two years ago; they were great to deal with if you need them.