Do you live on a budget?

[JenTay]

This year, my resolution is to track even more closely what I spend. Can anyone here share how their system works?

I understand the various 'categories' such as rent, food, insurance, etc. but how do you track all the smaller stuff? do you save your receipts and tally up at the end of the day? seems a little tedious.

I want to use Excel for this. does anyone know of any websites that might help? or will you share how YOUR system works?