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  #1  
Old 11-05-2006, 11:10 PM
Mbz81's Avatar
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Join Date: Apr 2003
Location: Grand Rapids MI (Bosnia)
Posts: 93
I think I just totalled my baby...

Ok guys, I have a problem. I was on the way home last night and from nowhere a Dear was in front of me Car BOOOOOOM


Turn on HAZARD lights ok so i got out of the car to see what happend and five sec.'s later another BOOOOOM I got rearended be a Drunk Girl...



She got a ticker for driving drunk and hitting me from back with the hazard light on

tommorow i got to go to Ins. to see what they have to say TOTAL or FIXABLE ( i have AAA full coverage)

WHAT DO YOU GUYS THINK i hope not...

and what are they gonna offer me a grand or what if totaled..

1993 300e 126k ..
a other one

Thanks for your time...
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1981 240D 32X.XXX km Totaled
1983 300D 28X.XXX km Sold
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1999 S320 76.000 miles


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  #2  
Old 11-05-2006, 11:19 PM
beaulieub's Avatar
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Join Date: Jun 2006
Location: Alton Bay, NH / Yuma, AZ
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Sorry for your loss. Good your OK. Boy these cars crumple nicely though ha?
Like right out of a textbook.
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  #3  
Old 11-06-2006, 12:11 AM
pwogaman's Avatar
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Join Date: May 2003
Location: Northern, Virginia
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With the options being from worst to best:

1) Get hit by drunk while standing outside behind your car

2) Get hit by drunk while standing outside of car

3) Get hit by drunk while sitting in car

4) Car gets hit while you're outside of car

5) Car doesn't get hit

I'd say you're pretty lucky. Sorry about the car, but stick to your guns and make the drunk's insurance company pay for it.
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  #4  
Old 11-06-2006, 12:35 AM
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Quote:
Originally Posted by pwogaman View Post
I'd say you're pretty lucky. Sorry about the car, but stick to your guns and make the drunk's insurance company pay for it.
I agree.

Very fortunate that you weren't injured.

I also say stick to your guns. If you want the car repaired, MAKE them repair it: Their client was the idiot, SHE is the one at fault, and YOU are the victim. Don't let her insurance company bully you around. THEY are responsible for repairing your car to your satisfaction.

I have had to fight the same battle a couple of times, and I was successful both times.

Mike
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  #5  
Old 11-06-2006, 12:43 AM
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Ditto, she was drunk and hit you from behind. Double trouble for her.

Get a lawyer if you have to. I hope she has car insurance to buy you a new car.

Good luck.

wierd, you hit deer, dear hits you...
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  #6  
Old 11-06-2006, 12:58 AM
Jim B.'s Avatar
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Join Date: May 2006
Location: N. California./ N. Nevada
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(sigh...) probably yes it's totalled

I looked at the front picture, and thought, wow, bad luck, that car was MINT, the damage could have been a LOT worse, and then, scrolled down and

Deer (mating) season arrgh. You aren't the only Mercedesshop member's car a deer jumped out in front of the last week.

Thank heavens you weren't in the car when it was rear ended. That had to have been a huge hit.

From the picture, your car looked gorgeous (before all this), like a new one.
Beautiful wheels on it too. And a lovely color, not very common....

It looks "totalled" out to me (sorry to say that). The car was involved technically in two accidents (even if they took place seconds apart.) Unfortunately, the insurance company may therefore claim the damage on the front from the deer accident is "old damage", the cost of which gets subtracted from the market value of the car when it's value is being determined in the Total Loss Valuation....

If it's declared totalled, start looking for "comparable sales" on similar cars, to get an idea of what the car is honestly worth. Many victims of car wrecks like this tend to over value the worth of their cars, but yours is definately at the very upper reaches of value, based on its stunning condition before the accident(s)

It might even be possibly worth it to have it appraised independently if the Insurance company lowballs you too much on the car.

Hopefully the girl who hit it has her insurance on her car, to pay for this.

I wonder if a car hit that badly could be repaired without suffering structural compromise (rewelded replacement quarter panel) anywayDamage looks to me it could exceed $10,000 here, so I think it is totalled.

See what happens, if it is a total loss, keep in mind the Insurance company
(hers, or your own if you file a claim under your policy and then they pay, and suubrogate and then go after the at fault party) is under ENORMOUS pressure to mitigate damages by settling it very quickly, so you should be able to rent a car, "loss of use" of your car is covered, and dig in your heels if you have to negotiate the car's value, while you go out looking to replace it.

Might be a good time to investigate the charms of the e400/400e or e420, which are also fine cars, and VERY quick, and deliver about 80% of what the e500/500e offers, with the legendary reliability, durability, safety and utility the 300e has offered. Just a thought.

In any case, our condolences go out to you, this must be tough, when a car you had is that beautiful it has obviously been cherished, while to the insurance adjuster it's just another file on the desk to be dealt with.
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  #7  
Old 11-06-2006, 08:30 AM
Mbz81's Avatar
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Ok guys went to Ins. not open so i went down to the body shop to see what they have to say andddd $ 10.000 its fixable but only if Ins. is paying cause he cant tell how much the car is worth.

What do you guys think is worth with 126k on it i payed $11.000 for it 4 1/2 yrs ago.


sorry for the broken english....
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1981 240D 32X.XXX km Totaled
1983 300D 28X.XXX km Sold
1993 300E 126.000 miles Totaled
1999 S320 76.000 miles


Will live forever.......

Last edited by Mbz81; 11-06-2006 at 10:30 AM.
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  #8  
Old 11-06-2006, 09:23 AM
Carleton Hughes's Avatar
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Quote:
Originally Posted by Mbz81 View Post
Ok guys went to Inc. not open so i went down to the body shop to see what they have to say andddd $ 10.000 its fixable but only if Ins. is paying cause he cant tell how much the car is worth.

What do you guys think is worth with 126k on it i payed $11.000 for it 4 1/2 yrs ago.


sorry for the broken english....
Forget about the broken english and thank the Mercedes engineers that YOU were not broken,the car did what it was supposed to.

I fully concur with mikemover's statement above.
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