Ok here is the story. About 6 months ago I sent a free sample issue offer into a mag called Powerboat Reports. So I got the issue and really didn't like it, I figured I wouldn't subscribe. Anyway they sent me a bill for a 1 year subscription and started sending me the mag! wtf

I emailed them several times telling them to stop and eventually they stopped sending me the mag but they still kept trying to get money out of me! I think it was $45 for the year. Now I get a letter from this NSA collection agency trying to get $15 out of me for the mag.
My queston is this if I ignore these idiots will this affect my FICO score? If so I'll just pay.
Can I just call the mag and tell them to drop it?
This is such a waste of time.