Davestlouis,
You must be very tough or very stupid or Both.
Check the laws for comsumer rights in this country.
I only wish a debt collector or junk debt buyer would come knocking on my front door. Two things could happen depending how I'm feeling.
1- Law suit filed against collection agency.
2- Hello 911, I just shot a burgular.
By the way my credit score is 770
For some inteligent info on credit see.
www.artofcredit.com.