Davidstlouis.

You are talking state law. I am talking federal Law.
You are doing illegal dirty work for some creditor that told you it is ok to knock on someones door.
A savvy consumer would of sent your employer, I am assuming your not the owner,since your stupid enough to be knocking on someone's door
Sent your employer a Validation letter. If your employer cannot product original validation of the debt, the debt is not collectable.federal statues 1692G.
Hence you are breaking the law. Also any savvy consumer would be clever enough to drag your sorry ass into the house after shoting you.

Good luck tomorrow trying to collect $14.00 from a little old lady for some unpaid Xrays she had done on her 5 years ago.
Collection agents, and I use the word agent loosly, and junk debt buyers are the scum of the earth

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joe moon/95Benzman