Wrong my credit score is 770.
I am one of the forunate people in this country that can afford to pay there debt on time. I am also fimiliar with consumer law unlike some of the people you work for and try to collect from.
What is the name of this company you work for? I would bet that since they are still trying to collect debt with the old knock on door routine that they are violating many federal statues.

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joe moon/95Benzman