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Originally Posted by MedMech
Be careful I have a reputation to maintain.....and so do you so watch it.  
I would never have know how bad the problem is until I became a banker and there are many people with screwed credit because HMO's don't pay as promised so the patient is left with the bill. . |
When it came time to pay my medical bills my HMO turned and would not pay. I fought all the way and still lost.
Everything was billed retroactively and then I was charged as a person with no medical insurance. Thousands in medical bills showed up in my mailbox. They had threatened collection from my paychecks, and bank accounts if I could not pay, which they could legally do in Utah.
I wrote letters to all the doctors and hospitals explaining my situation and all of them knocked an average of 30% off my bill(s). One hospital completely wrote off my bill (LDS Hospital in SLC Utah). Even with the deductions though I owed plenty.
I paid it all off a year or so back, but it was ugly. Even with insurance there is no guarantee those greedy HMOs will pay.