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Originally Posted by Brian Carlton
Say you normally charter boats for hire and you charge your ongoing customers.............the one's who do quite a bit of business with you...........$100. for the boat.
Then Mr. Lim comes along and you tell him that the boat.......for him.......will be $350. Mr. Lim tells you to take hike........he knows that $350 is a ripoff and has no relationship to your true costs. So he walks and finds another operator to provide him the service for a "reasonable" charge. Maybe he'll get the boat for $150. but not more.
However, now imagine that Mr. Lim has to rent the boat under an emergency condition.......he can't shop around for rates........for two reasons. The first being that he doesn't have the time......the second being that no charter boat operator will tell him the price of the boat. He must charter the boat from me and I don't even need to tell him the price up front.
I stick it to him........after the boat returns to the dock for a price that is 3.5X what I would give to my preferred customers.......and there is not a damn thing he can do about it.
You believe that scenario is fair to Mr. Lim?
I don't.
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A question first. Can Mr Lim show up, take the ride and when you try make him pay he says he has no credit cards and no money of any sort and does not pay but you still have to give him a ride?
IIRC, the Emergency Room CANNOT legally kick you out even if you don't have insurance or a means to pay even if you tell them up front that you are broke. I think I remember my wife telling me that they had to treat some hobos or something of that nature. So, Wonder why they stick it to the guy that has no insurance? Somebody's going to pay and since the insurance people have clout and the single uninsured guy doesn't, well..... That is the price of us insisting that they have to treat everyone who walks in. There are 3 types of patients. Those that have insurance and those that can pay and those that cannot pay. What group do you want to be in? It is up to you.
My wife got her BSN so she is set for life, right? Her parents dealt her a bad hand. She has rehumatoid arthritis. With that, it means she cannot keep up this physical pace till she retires. I guess she could cry about it and moan about how unfair life is or she can do something about it. Well, she decided to go for more school and get her MSN and be an Nurse Practitioner. Less physical and more diagnosis work. My dad found that people who kissed butt got promoted over him even when they had less productivity. He also saw that they treated their older people badly. He could take it or leave it. He left it and did his own business. Was it hard? You bet. There was a time where he didn't have $100 to his name literally. My parents had to take a 2nd mortgage on their house which has thankfully appreciated. His business got better finally. Could it have gone south and they lost their house? Sure.
Problem is we are too spoilt. We want an entitlement society. Well, the world doesn't owe us jack. The sooner we figure it out, the better. We don't want high taxes but we want the benifits. We want excellent medical care for all but nobody wants to pay for it. The hospital is a business. I didn't take my wife to school 70 miles away twice a week for nothing. She doesn't write papers and do classes for nothing. We all work for something.