Any of you guys heard of American Home Shield?
http://www.ahswarranty.com/
Premiums are around $45/month and the deductible is $45 for ANY and all calls. Covers all major appliances.
I've had expensive A/C issues (two units), a fridge that went south, and a dryer that died of old age. Repair/replacement would have been in the thousands of $$ by now, so it has paid for itself in less than a year!
Even if you can fix the problem yourself, it's just cheaper to have an expert come by and fix it for $45!
