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Originally Posted by crash9
Carry them on your own nickel. Start very small with those you know. Kick the rate up and don't give any brake on price. Explain that it's a personal loan and can't be used as a reference. Get them to sign something enforceable.
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Be careful with that advice - check out your state laws. Some states require you be a licensed financial institution to charge interest otherwise the lendee can tell you to pound sand.