Ok first carefull with a land contract. You may get good terms but often the terms can be really really really bad. If my memory serves me in some areas they are illegal. Consult an attorny that is familer with this area before signing anything. Get an attorny, you need an attorny. Another downside with a land contract is you only will have equitable title to the property. Ie its only slightly better then renting.

If you are over the age of 18 you can buy a house. Why not check out the terms for a traditional mortgage? Like a 30 year fixed?

Talk to your parants and sit down with a mortgage broker, maybe they can help you in one way or another. Ie with money or maybe as co signers. Are your parants in a position to buy it and you can deal with the loan through them?

Another option would be owner financing, which can be similer to a land contract, depending on terms.

Getting money for residential homes is pretty easy. A pretty darn close to 100% no income loan is possible.

If you don't mind how much is the house in queston? Are you in a position to put anything down? If you can put 10%-20% down you may get slightly better terms, but this is where a mortgage broker can help you.

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