Originally Posted by rchase

...The insurance industry and the rebuilders are in bed with one another. The insurance companies total cars that are repairable and the rebuilders buy them patch them back together and sell them to consumers at a hefty profit. The insurance companies love this because they can total a car quickly sell the wreck just as quickly and rip the consumer off by starting negotiaions off under wholesale value on the car.

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The insurance companies and rebuilders have been defrauding consumers for years like this and will continue not matter what laws are put into place and no matter how carfax tries to adapt. There are too many loopholes in state laws and the vehicles are moved around a lot to take advantage of these laws.