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Old 07-25-2006, 02:42 PM
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sfloriII sfloriII is offline
Still pedaling...
 
Join Date: Aug 2003
Location: Northern VA
Posts: 1,614
Question How do I challenge my credit score without joining all three credit agencies?

Hello all:

It's a long hellish story, but the state of MD has now removed a lien place upon me that they admit should never have been there in the first place.

The problem is that the lien is still showing up as active on my credit report when applying for a loan.

I have a letter from the state of MD clearing me of the faulty lien and want to inform these agencies, but am discovering that the process to do so involves becomming a member of each agency for a fee first which I don't want to do.

Is there a way to simply provide them a copy of this letter without haveing to join first and pay the damn fees?

Thanks!

PS Before this fiasco began three years ago, I had a score in the mid 800's, which is golden. Now it's just over 700.
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