The tip is...REAL sites NEVER ask you to confirm your personal info, either via e-mail or phone. And the attached links are always bogus.

Phishing does occur often..I usually get bogus PayPal e-mails. They are getting better and more convincing at their game though...

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2009 ML350 (106K) - Family vehicle
2001 CLK430 Cabriolet (80K) - Wife's car
2005 BMW 645CI (138K) - My daily driver
2016 Mustang (32K) - Daughter's car