eBay (Who owns PayPal) unfairly put me at fault for an item that was damaged during shipping. The buyer didn't pay for shipping insurance so I told him he was SOL because I sold the item as-is and USPS damaged it during shipping. As a result, I "owe" PP about $155 and they keep harassing me every day or so by calling my cell phone trying to get money that is not theirs.

I hated PP from the start and that just put me over the top. Now I only use USPS money orders and local pick-up.