One thing that I seem to have a problem with,,,, Say I have $500K to invest,,, that is my money that I earned. The advisor wants to charge 1 1/2 % to manage the money. OK,,, the market drops and they get their 1 1/2 %. The market goes up they get their 1 1/2 %. In my mind they should get 1 1/2 % of any profit you might make while in their trust. I just have a hard time paying for failure. Am I wrong ?

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