Wow, lots of people chasing a problem that is not really a problem.

#1: I don't believe the temp gauge is really precise. As long as mine reads somewhere in between 85 and 105 C I do not worry about it.

#2: I cannot think of anything wrong with the car running at 95C all the time. In fact that is a good operating temp. It's not good to consistently run the motor cool, and it's obviously bad to run it hot.