Quote:
Originally Posted by Monomer
19
NEVER had a credit card.
I only use debit. Money that I've already earned. I took a loan to establish credit (car loan for my 300D)
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21
NEVER had a credit card.
I only used debit. Now I have $435 in overdraft fees owed to the bank because of their misleading paycheck cashing policies. They will not get it and they have only recently stopped sending me collections calls after two years.
I only use cash now.